Michelle Silverio
About Michelle Silverio
Hello, I am Michelle Silverio born and raised in Lawrence, MA and of Latina decent. I have been working as a full-time real estate agent licensed in MA & NH serving many families and clients in their real estate journey since March 2021. Most recently, I decided to pursue a career as a mortgage loan officer as this position aligns with my workforce and educational background in accounting and business management. As well as the benefit of being more knowledgeable and strategic in best assisting my clients in their short- and long-term real estate goals.
Furthermore, this opportunity offers me the chance to work remotely from anywhere and be less on the road. While everything is not work, I do also enjoy my time as a wife and mother of 3 boys, one of which is diagnosed with autism. This led me to birth a non-profit organization called We Connect: Autism Moms. Where we support Autism Families with community resources, mental health support, and build bonds between our ASD children. I am also an active member of my community serving through my local church and enjoy traveling, shopping, and prioritizing self-care through meditation and exercise.
My Socials
Find Me
30 River Street
Methuen, MA 24884
NMLS ID#: 2492762
30 River Street Methuen, MA 24884
Tools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
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Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
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VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
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USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
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FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Ready to Get Started?
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.